Bulgaria looks quite an attractive country for Russian immigrants. If you see that the average salary of Bulgarians is lower than in other EU countries, food is cheaper than Russian ones, and the price of used cars is several times less than analogues in Russia and Ukraine, then we can conclude that accommodation here will not be expensive. For most citizens of Bulgaria, this is the case, with total savings on electricity, water and other services. But for a foreigner who has a residence permit, this is not entirely true. The annual re-registration of personal cards (residence permits) for each family member will cost about 500 euro, including insurance, legalization of documents, expenses for notarization, transfers and fees of the migration service. In addition, at the time of reissuing the residence permit on an account in a Bulgarian bank, it is necessary to have more than 2000 euros per person (this is annually). If you suddenly decide to get sick, then medical insurance can help only in special cases, and the usual visit to one doctor in a polyclinic costs 12-20 �, plus each laboratory analysis and procedure have their cost.

Bulgaria looks quite an attractive country for Russian immigrants. If you see that the average salary of Bulgarians is lower than in other EU countries, food is cheaper than Russian ones, and the price of used cars is several times less than analogues in Russia and Ukraine, then we can conclude that accommodation here will not be expensive. For most citizens of Bulgaria, this is the case, with total savings on electricity, water and other services. But for a foreigner who has a residence permit, this is not entirely true. The annual re-registration of personal cards (residence permits) for each family member will cost about 500 euro, including insurance, legalization of documents, expenses for notarization, transfers and fees of the migration service. In addition, at the time of reissuing the residence permit on an account in a Bulgarian bank, it is necessary to have more than 2000 euros per person (this is annually). If you suddenly decide to get sick, then medical insurance can help only in special cases, and the usual visit to one doctor in a polyclinic costs 12-20 �, plus each laboratory analysis and procedure have their cost.
Consider the approximate budget of a family of three people with a child of 5-6 years without a car. If you bought your home, this, of course, will significantly reduce costs. The real estate tax for foreigners is approximately 0.6% per year. Renting in the seaside cities loved by Russian people costs from 200 to 400 euros for an average two or three bedroom furnished apartment. To save on public services with the Russian mentality is simply unrealistic. For this, it is necessary to periodically switch off the heating in winter (it is predominantly electric) or turn into a stoker using a stove with wood, do not use electric kettles and ovens, turn off the boiler, watch the hot water flow, standing on the tile in the bathroom, where the bath itself is in the removable apartments and there is no such thing as an ordinary shower cubicle (this, of course, shock many at first) … Therefore, electricity and water in the summer will cost 50-70 �, and in winter from 100 to 250 �, if you live “in Russian.” Improvement of housing to the usual comfortable conditions will require additional costs. Payment for a kindergarten and minimum classes for a child will be about 50 �. Modest food for a family of three people without visiting cafes and restaurants – 250-300Euro. Some products familiar to Russians, such as buckwheat, for example, even in large supermarkets you will not always find, and prices in Russian stores will be higher.
Household expenses, hygiene and public transport are somewhat more expensive here than in Russia and Ukraine, and, considering two adults, all together will cost around 100Euro. Things for a child, which must be changed every three to four months, given the constant change in size, can be bought cheaply at sales in shopping centers. By clothing you can focus on the usual prices, i.e. in Bulgaria they are clearly not more expensive, so you can roughly calculate. Payment for the use of two mobile phones, the Internet and television – about 50EUR without taking into account calls abroad.
For the services customary for a woman, such as hair coloring, haircut, manicure, pedicure, etc. fee is slightly higher than Russian prices, and adding here the male and children’s haircut as a whole will be about 100 euros per month.
Let’s count only the above. It turns out that the minimum budget for the survival of your family will be at least 1000 euro per month without taking into account any unforeseen expenses.
If you have a car, a pet, you are engaged in some kind of sport, like to sometimes spend time in a restaurant, swim in the pool or indulge in children’s attractions, want to make minor repairs, issue any certificates, learn a language or you need go to relatives to their homeland, then all this involves separate items of expenditure.
In which case will the move to permanent residence in Bulgaria be justified?
Just the decision to change the country for an ordinary person who does not have enough savings, income from renting or some kind of passive earnings without being tied to the place … is likely to end in disappointment. Even if we assume the existence of two works with a salary above the average level in Bulgaria, it still will not cover the necessary expenditure for a foreign citizen.
Those who want to develop their business in Bulgaria, first need to register a company, which is quite simple and not expensive, and the first months to study the demand, starting its activities in a particular region. Just carry out marketing research and understand that this is not here or not enough – not enough. The market and mentality of people differs significantly from Russian standards. It should be noted that the Bulgarians – the people are rather conservative and take a cautious approach to everything new. But if your business is still in demand, then Bulgaria is a great option. Here the lowest in the EU income tax (10%), cheap labor and there is no corruption as such. In the extreme case, the company can always be sold.
For pensioners from the countries of the former CIS, Bulgaria is an attractive, calm, beautiful place, with a mild climate and beautiful views of the sea and mountains, but we will make a reservation – for the well-off pensioners!
Someone this cost analysis will not completely embarrass and will only strengthen the desire for an early move, and someone, perhaps, will make a sober recount of their opportunities and benefits before making a difficult decision. Perhaps the numbers do not matter to you at all, you are confident and motivated by other things … Whether your risks are justified or not, it’s up to you. Bulgaria is friendly to everyone! And, in any case, come rest!


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